Roth Conversion Calculator

Get a quick, illustrative snapshot of what converting to a Roth could mean for your taxes and future balance.

About You

Your current age

Age you'll start using this money

Your Balance & Tax Brackets

Current account balance

Your tax bracket today

Your tax bracket at conversion

Assumptions

Expected annual growth rate

I'd pay the conversion taxes from other funds

Your Illustrative Results

Estimated Tax Cost Today

Illustrative Value at Withdrawal

Talk Through My Results

No cost. No obligation.

This calculator provides an illustrative estimate only and is not tax, legal, or financial advice. "Estimated Tax Cost Today" assumes the converted balance is taxed at your selected conversion-year bracket. "Illustrative Value at Withdrawal" assumes the stated annual growth rate, compounded yearly, and — unless you indicate you'd pay conversion taxes from other funds — assumes those taxes reduce the amount actually invested. Actual results depend on your individual circumstances, tax law, and market performance. Consult a qualified professional before making decisions.