Your employees saved for retirement. Help them turn it into a paycheck.
Create a Pension is a no-cost, voluntary education program that helps employees understand how 401(k) savings, Social Security and other tools can work together as monthly retirement income.
No cost to your company • No access to employee data • No changes to your plan
You offer the savings plan. Who helps with the income side?
Most of today's workers will retire without an employer pension. They can see their 401(k) balance, but many don't know how that balance becomes a monthly paycheck, how Social Security fits in, or which questions to ask before making permanent decisions.
Those questions usually land on HR, often without a good place to send people. Create a Pension gives your employees plain-English education on the income side of retirement, without adding to your workload.
Pick what fits your team
Lunch-and-learn workshops
A 45-minute "Create a Pension" session, on-site or by Zoom: finding the income gap, mapping income sources and the questions to ask before deciding.
Annuities 101 webinar series
A complimentary three-part educational series employees can join live or watch on demand. No product presentation or individual recommendations.
Ready-to-forward newsletter
"Retirement, Your Way" is a one-page employee newsletter you can send as is. A sample is included in the free HR Partner Kit.
Optional 1-on-1 Roadmap Calls
Employees who want a personal conversation can book directly and privately. Participation is always voluntary.
Three simple steps
15-minute intro call
We learn about your team, your timing and any guidelines your company has for outside speakers.
Pick the format
A workshop, a webinar invitation, the newsletter or a mix. We provide the materials and a sample announcement.
Employees opt in
Anyone who wants more help contacts us directly. You never have to manage follow-up.
- No cost to your company, and no access to employee data or plan records
- No changes to your retirement plan, payroll or benefits administration
- No investment or securities advice, and no recommendations about 401(k) investments
- Program overview for HR
- Retirement Income Readiness: An HR Checklist
- "Retirement, Your Way", a ready-to-forward employee newsletter
Get the HR Partner Kit
- A one-page overview to share with leadership
- A 10-point checklist for retirement-income readiness
- An employee newsletter you can forward today
Stina Antonopoulos
Stina is VP of Client Strategy Services at Roots & Wealth Group and the author of Create a Pension: A Simple Guide to Building Retirement Income Your Way. She has spent more than 25 years helping people navigate real estate and financial decisions, and she teaches retirement income in plain English: what the choices are, how they compare and what to ask before deciding.
Her goal for your employees is simple: enough understanding to stay in the driver's seat of their own retirement.
Frequently asked questions
Is there a cost to our company?
No. The workshops, webinars and materials are provided at no cost to your company.
Will you need employee information or access to our plan?
No. We don't receive employee lists, plan data or payroll information. Employees who want more help contact us directly and privately.
Will employees be sold products at the workshop?
No. Sessions are educational, with no product presentations or individual recommendations. An employee who later chooses a 1-on-1 conversation does so voluntarily.
Does this replace our 401(k) provider's education?
No. It complements it. Plan providers typically focus on saving and investing; we focus on how savings can become retirement income.
Can sessions be virtual?
Yes. Workshops can be held on-site or by Zoom, and the Annuities 101 series is available live or on demand.
Give your team a clearer path to retirement income
A 15-minute call is all it takes to see if a workshop, webinar or newsletter fits your team.
Educational information only; not individualized investment, tax, legal, ERISA or benefits-compliance advice. Stina Antonopoulos is an insurance professional, not a securities-licensed advisor. Annuities are long-term insurance products and are not FDIC insured; fees, surrender charges and withdrawal restrictions may apply, and guarantees depend on the issuing insurer's claims-paying ability. Products and availability vary by state. Carrier compensation may apply if an insurance product is purchased. Employee participation is voluntary.
Ready to Build a More Confident Financial Future?
Schedule your complimentary strategy conversation to explore retirement income, protection planning & legacy strategies tailored to your goals.
ROOTS & WEALTH GROUP
a subsidiary of SJA Financial Services, LLC
CA Lic. 4374774 | NPN 20996862
Phone: 707-WEALTH7 | 707-932-5847
Email: [email protected]
Address: Saint Augustine FL 32092
* Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are long-term financial vehicles designed for retirement purposes. These products contain limitations, including withdrawal charges, fees, and a market value adjustment, which may affect contract values.
This information is for educational purposes only and should not be construed as investment, tax, or legal advice. Please consult with your financial professional before making any financial decisions.
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